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For: Loans

Commercial Term Lending

What We Do

Your success determines our success. Receive exceptional client service with speed and certainty of execution from a team dedicated to delivering the results your business needs to thrive.

 

Helping You Build for Tomorrow

Benefit from a lender that’s focused on building lasting relationships, not just closing loans. Gain a competitive advantage from working with a local team that keeps you connected to innovative financial solutions, research and market expertise—helping ensure you are prepared for challenges and ready to capitalize on opportunities throughout all real estate cycles.

 

Get Things Done Remarkably Fast 

Our goal is to be the easiest bank to do business with so you can get back to managing your portfolio. We know that a big part of that is making sure you’re able to move nimbly and swiftly. With local decision-making and a streamlined loan process already in place, you can expect our new origination system, to cut your loan processing time in half.

 

Access Solutions When You Need Them 

Work with a collaborative team of specialists who can give you access to financial solutions and resources from across our entire firm so you can efficiently run your business. This includes payables and receivables solutions, liquidity management, fraud protection, credit and more.

 

Work With Us on Your Terms

We’re in the business of making your deals happen. Each time you borrow is an opportunity for us to quickly and efficiently meet your financing needs and deliver a superior customer experience.

 

Our Local Knowledge Is Your Advantage

We are experts with roots in real estate and in your neighborhood. Our team members live and work in the same communities in which you build and invest—so we have a deep understanding of your market and its opportunities, influences, and local codes and regulations. 

Commercial Real Estate Financing

Purchase, renovate or refinance commercial properties.

 

Key Features:

  • Term loan secured by a lien on commercial property
  • Terms up to 25 years

Payments:

  • Pay back what you’ve borrowed, along with any accrued interest on the loan
  • Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term

Fees: Footnote2Opens overlay

  • $0 origination fee
  • Prepayment fees apply for loans greater than $250,000

Business Line of Credit

Get revolving credit for purchasing flexibility.

 

Key Features:

Payments:

  • Revolving credit, allowing you to reuse and repay the line of credit as often as you’d like

Fees: Footnote
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  • $200 or 0.25% of your approved line of credit (whichever is greater)
  • Waived if 12 month average line utilization is at least 40%

Testimonials

What they are saying about us

Excellent Customer Service

"I've been banking with Standard Chartered for over 5 years now, and I must say their customer service is top-notch! The staff is always friendly, helpful, and responsive to my queries. The online banking platform is also very user-friendly. Highly recommended!"

Saul W. (5/5 stars)

Customer

Convenient and Reliable

"Standard Chartered's mobile banking app is so convenient! I can manage my accounts, transfer funds, and pay bills on the go. The app is also very secure, and I've never experienced any issues. The bank's branches are also conveniently located. Great job, SCB!"

Sophia L. (3/5 stars)

Retailer

1. Competitive Rates and Fees

"I recently took out a personal loan from Standard Chartered, and I was impressed with the competitive interest rate and fees. The application process was also very smooth and efficient. The bank's staff was very helpful in explaining the terms and conditions. Highly recommended!"

Rachel T. (4.5/5 stars)

Store Owner

Global Banking at Its Best

"As a frequent traveler, I need a bank that can support me globally. Standard Chartered's international network is impressive, with branches and ATMs in many countries. The bank's multi-currency account is also very convenient for managing my foreign exchange needs. Great job, SCB!"

James C. (5/5 stars)

Travel Agent

Innovative Digital Banking

"Standard Chartered's digital banking platform is very innovative and user-friendly. I love the ability to customize my dashboard, set up personalized alerts, and track my spending habits. The bank's commitment to innovation and customer experience is impressive. Keep up the good work!"

David K. (4/5 stars)

Entrepreneur