Visa Gold Credit Card
Description
Our Visa Gold card is an international premium credit card issued in partnership with Visa International. It is a US Dollars denominated card and secured by chip and PIN technology.
- Daily spend limit on ATM ($1,000), POS ($10,000) and WEB ($5,000) anywhere in the world with your Visa Gold card.
- Access to international emergency services with your Visa Gold card i.e. emergency Card Replacement & emergency Cash Advance in situations where your card gets lost or damaged.
- International credit card capabilities.
- Card Protection to activate or deactivate cards for all types of transaction, using the Card-in-Control Service on Mobile or the USSD *894# – Quick Banking-Card management.
How To Apply?
To apply for a Visa Gold Card, visit any Branch closest to you to complete an application form or talk to a customer care representative to apply.
Is the Visa Gold card a Debit or a Credit card?
The Visa Gold card has both the credit variant and self-funded variant. The credit variant is cash-backed and the limit assigned is determined by the collateral cover.
The customer spends ONLY the amount he pays into his card with the self-funded Visa gold card.
What are the fees associated with the Visa Gold card?
- Issuance fee – $3
- Annual Maintenance Fee- $20 taken upfront at issuance
- Purchase fee (POS, Internet) – Free Web fee – Free
- ATM withdrawal fee – $3
- Card Replacement Fee – $3
Will a lien be placed on my US Domiciliary account with respect to my desired limit on the Visa Gold card?
No. You would, however, be required to always maintain a minimum operating balance of $40 in your Visa Gold Card account.
How long would it take for my Visa Gold card to be ready for collection, after I submit my application?
For DC branches, the Visa Gold Card will be ready for collection 2 business days after application.
While for upcountry branches, Visa Gold cards will be ready for collection 5 business days after application. Please visit a branch to apply. Compulsory hold amount on card is $40.
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