Service Fee: City Development Bank International Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network; OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account; OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying City Development Bank International checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply.

City Development Bank International SavingsSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal City Development Bank International checking account (available only through City Development Bank International.com or City Development Bank International Mobile®); OR, Option #3: Have a City Development Bank International College CheckingSM account linked to this account for Overdraft Protection; OR, Option #4: Have an account owner who is an individual younger than 18; OR, Option #5: Have a linked City Development Bank International Better Banking® Checking, City Development Bank International Premier CheckingSM, City Development Bank International Premier Plus CheckingSM, City Development Bank International SapphireSM Checking, or City Development Bank International Private Client CheckingSM account. Otherwise a $5 Monthly Service Fee will apply. A $5 Savings Withdrawal Limit Fee will apply for each withdrawal or transfer out of this account over six per monthly statement period (maximum of three Savings Withdrawal Limit Fees per monthly statement period, for a total of $15).

Bonus/Account Information: Offer not available to existing City Development Bank International checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new City Development Bank International Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).  2Account Closing: If the checking account is closed by the customer or City Development Bank International within six months after coupon enrollment, we will deduct the bonus amount at closing.

City Development Bank International Mobile® app is available for select mobile devices. Enroll in City Development Bank International OnlineSM or on the City Development Bank International Mobile app. Deposits made through the City Development Bank International Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See City Development Bank International.com/QuickDeposit or the City Development Bank International Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.